The GOP and Democrats have some differing views on the way defined contribution plans should be run. The GOP is in favor of individual employees having more control over their acccounts, including researching various funds, getting investment advice, etc. The Democratic party, on the other hand, takes their normal approach that the individual should not have to be responsible to fully investigate the plan, but that the company sponsoring the plan should have all the resources available for the participants to get educated. In a rare moment, I'm siding with the Democrats on this one in a truly bipartisan move. If you are an employer, you need to have the proper resources in place for the education of your employees. If you are part of a Multiple Employer Plan, you should have an advisor available to at least talk to employees on the telephone and give them advice. 

The Dems are also in favor of participants automatically increasing every year by 1%. I am actually strongly in favor of this, provided that participants have a 30-day opt-out for this feature. With Social Security going bankrupt, individuals need to begin taking more responsibility to plan for their future. That includes contributing to their retirement plans, and not relying on future generations to pay for the last few decades of their lives.