In the face of rising health-care costs, business owners are looking for ways to lower their costs come 2013. According to a recent survey, employers are expecting benefits to increase by an average of 7% in the year to come.

The survey from the National Business Group on health, a non-profit association comprised of 342 large employers, found that businesses are considering asking their workers to pay a greater portion of their health-care costs (60%), as well as boosting financial rewards for engaging in healthy lifestyles. The survey is based on responses from 82 large businesses and was conducted prior to the June Supreme Court ruling on Obamacare.

Forty percent of respondents said they plan to increase i-network deductibles, while 33% said they will increase out-of-network deductibles as well as out of pocket maximums (32%).