What can you do to help cut through the confusion of these myths? Make sure to include education about Social Security as part of your retirement plan communications. Your employer-sponsored pension (if you still are lucky enough to have one) and your 401(k) are just a few of the pieces of the puzzle that your workforce will need to be able to put together once they retire.

With Social Security replacing about 41 percent of the average worker’s pre-retirement income, give them access to the facts about a key component of their retirement planning.